Stocktoria
Vietnam Prosperity Joint Stock Commercial Bank VPB.VN
Vietnam Prosperity Joint Stock Commercial Bank (VPB.VN) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.81% (safety: safe). FY2025 revenue was ₫74.88T at a 32.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Financial Services · percentile among 226 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About Vietnam Prosperity Joint Stock Commercial Bank
Vietnam Prosperity Joint Stock Commercial Bank provides various banking products and services to organizations and individuals in Vietnam. It operates through Banking and Credit Granting, Finance Company, Asset and Liabilities Management, Securities, and Insurance segments. The company offers deposit products, including current and savings accounts; term and demand deposits; loans, including unsecured and secured loans; bancassurance; and card services. It also provides tap and pay services, e-banking, mortgage and auto loan, debit and credit, payment gateway, card payment services, trade finance, online chiropractic and disbursement services, tax payment, import and export services, internet banking, and financial market products, as well as personal services, such as interbank money transfer, western union service, salary payment service, currency exchange service, counting service, foreign currency verification service. The company was formerly known as Vietnam Joint Sock Commercial Bank for Private Enterprises and changed its name to Vietnam Prosperity Joint Stock Commercial Bank in July 2010. Vietnam Prosperity Joint Stock Commercial Bank was founded in 1993 and is headquartered in Hanoi, Vietnam.
FAQ
Is VPB.VN financially healthy?
Vietnam Prosperity Joint Stock Commercial Bank's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does VPB.VN pay a dividend, and is it safe?
Yes. Vietnam Prosperity Joint Stock Commercial Bank pays a dividend yielding about 1.81% with a 16.5% payout ratio, rated “safe” for safety.
How profitable is VPB.VN?
In FY2025, Vietnam Prosperity Joint Stock Commercial Bank had a net margin of 32.0% and a return on equity of 14.3%.
Is VPB.VN overvalued or undervalued?
Vietnam Prosperity Joint Stock Commercial Bank trades at about 9.2× trailing earnings — near its 10-year norm (10-year range 7.2×–13.5×, median 9.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for VPB.VN?
The average Wall-Street price target for Vietnam Prosperity Joint Stock Commercial Bank is ₫34,720.00, about 25.3% above the recent price, from 9 analysts (consensus: buy).
Is VPB.VN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Vietnam Prosperity Joint Stock Commercial Bank: a Piotroski F-score of 5/9, a P/E of about 9.1×, a dividend yield of 1.81%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.