Stocktoria
Vietnam Prosperity Joint Stock Commercial Bank VPB.VN
Vietnam Prosperity Joint Stock Commercial Bank statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₫37,946.16); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Vietnam Prosperity Joint Stock Commercial Bank trades at about 9.2× earnings — near its 10-year norm (10-year range 7.2×–13.5×, median 9.5×).
Shaded band = 10-year range (7.2×–13.5×); dot = today's 9.2×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 32.0% | 25.2% | 19.9% | 31.2% |
| FCF margin | 59.3% | 91.5% | 22.7% | 1.0% |
| Return on assets | 1.9% | 1.7% | 1.2% | 2.9% |
| Return on equity | 14.3% | 11.1% | 7.4% | 18.8% |
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.