Stocktoria
Vroom, Inc. VRM
Vroom, Inc. (VRM) earns a Piotroski F-score of 3/9 (weak financial health). It does not currently pay a dividend.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| VRM | Vroom, Inc. | 3/9 | — | — | -54.2% |
| LAD | LITHIA MOTORS INC | 3/9 | 1.95 | 8.1 | +4% |
| PAG | PENSKE AUTOMOTIVE GROUP, INC. | 6/9 | 2.01 | 12.8 | -0.2% |
| AN | AUTONATION, INC. | 5/9 | 1.73 | 9.9 | +3.2% |
| KMX | CARMAX INC | 6/9 | — | 30.3 | -1.8% |
| GPI | GROUP 1 AUTOMOTIVE INC | 6/9 | 2.42 | 11 | +13.2% |
| CVNA | CARVANA CO. | 5/9 | 3.95 | 48.6 | +48.6% |
About Vroom, Inc.
Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2015. Vroom, Inc. was incorporated in 2012 and is based in Fort Worth, Texas.
FAQ
Is VRM financially healthy?
Vroom, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does VRM pay a dividend?
No, Vroom, Inc. does not currently pay a dividend.
How profitable is VRM?
In FY2025, Vroom, Inc. had a return on equity of -45.5%.
Is VRM a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Vroom, Inc.: a Piotroski F-score of 3/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.