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VWF Bancorp, Inc. VWFB

OTC · stock · Savings Institutions, Not Federally Chartered · IPO 2022-07-14

VWF Bancorp, Inc. statistics & valuation

P / B0.8×
Net debt$62.0M
Enterprise value USD$89.6M

Market cap as of 2026-07-01. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Gross margin (%)
2021202220232024
Operating margin (%)
2021202220232024
Return on equity (%)
1.00% 0.00% -1.40% -5.50% 2021202220232024
Shares outstanding
1.9M 1.9M 2021202220232024
Net debt ($)
$6.2M $62.0M 2021202220232024
Share buybacks ($)
2021202220232024
Return on assets (%)
0.20% 0.00% -0.30% -0.60% 2021202220232024
Free cash flow margin (%)
2021202220232024
Debt / equity (×)
0.16× 1.70× 2021202220232024
EPS ($)
-$0.31 -$1.14 2021202220232024

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2024FY2023FY2022FY2021
Return on assets-0.6%-0.3%-0.0%0.2%
Return on equity-5.5%-1.4%-0.0%1.0%
Debt / equity1.70×0.16×——

Computed from company filings · US · as of 2024-06-30. Facts plus Stocktoria's own computed scores — not investment advice.