Stocktoria
WESTAMERICA BANCORPORATION WABC
WESTAMERICA BANCORPORATION (WABC) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 3.45% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| WABC | WESTAMERICA BANCORPORATION | 4/9 | — | 11.7 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About WESTAMERICA BANCORPORATION
Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.
FAQ
Is WABC financially healthy?
WESTAMERICA BANCORPORATION's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does WABC pay a dividend, and is it safe?
Yes. WESTAMERICA BANCORPORATION pays a dividend yielding about 3.45% with a 40.4% payout ratio, rated “moderate” for safety.
How profitable is WABC?
In FY2025, WESTAMERICA BANCORPORATION had a return on equity of 12.4%.
Is WABC overvalued or undervalued?
WESTAMERICA BANCORPORATION trades at about 13.2× trailing earnings — below its 10-year norm (10-year range 7.9×–31.4×, median 18.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for WABC?
The average Wall-Street price target for WESTAMERICA BANCORPORATION is $58.00, about 2.6% below the recent price, from 1 analysts.
Is WABC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on WESTAMERICA BANCORPORATION: a Piotroski F-score of 4/9, a P/E of about 11.7×, a dividend yield of 3.45%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.