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WESTAMERICA BANCORPORATION WABC

Nasdaq · stock · National Commercial Banks · website · IPO 1980-03-17 · LEI

WESTAMERICA BANCORPORATION statistics & valuation

Market cap$1.4B
P / E11.7×
P / B1.5×
P / FCF11.4×
Dividend yield3.45%
Return on equity12.4%
Graham number +2.1%$60.81

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($60.81); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.50% 8.50% 11.60% 11.00% 9.50% 10.50% 20.30% 20.90% 15.60% 12.40% 2016201720182019202020212022202320242025
Shares outstanding
25.9M 26.4M 26.8M 27.1M 27.0M 26.9M 26.9M 26.7M 26.7M 25.7M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 0.90% 1.30% 1.40% 1.20% 1.20% 1.80% 2.50% 2.30% 1.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.29 $1.89 $2.67 $2.98 $2.98 $3.22 $4.54 $6.06 $5.20 $4.52 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

WESTAMERICA BANCORPORATION trades at about 13.2× earnings — below its 10-year norm (10-year range 7.9×–31.4×, median 18.7×).

7.9× 31.4×

Shaded band = 10-year range (7.9×–31.4×); dot = today's 13.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.9%2.3%2.5%1.8%1.2%1.2%1.4%1.3%0.9%1.1%
Return on equity12.4%15.6%20.9%20.3%10.5%9.5%11.0%11.6%8.5%10.5%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.