Stocktoria
WESTERN ALLIANCE BANCORPORATION WAL
WESTERN ALLIANCE BANCORPORATION (WAL) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.99% (safety: no dividend). FY2025 revenue was $135.8M at a 713.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | JP Morgan | Neutral (main) |
| 2026-06-25 | Citigroup | Buy (main) |
| 2026-05-13 | DA Davidson | Buy (main) |
| 2026-04-28 | Citigroup | Buy (main) |
| 2026-04-27 | UBS | Neutral (main) |
| 2026-04-27 | Piper Sandler | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| WAL | WESTERN ALLIANCE BANCORPORATION | 4/9 | — | 9.2 | +99.7% |
| MNSB | MainStreet Bancshares, Inc. | 4/9 | — | 11.4 | -1.6% |
| CFFI | C & F FINANCIAL CORP | 5/9 | — | 10.5 | +10.6% |
| BOH | BANK OF HAWAII CORP | 5/9 | — | 15.8 | -0.1% |
| GBCI | GLACIER BANCORP, INC. | 4/9 | — | 28.3 | +7.5% |
| MYFW | First Western Financial Inc | 2/9 | — | 23.5 | +7.6% |
| COLB | COLUMBIA BANKING SYSTEM, INC. | 3/9 | — | 16.9 | +18.8% |
All Finance, Insurance & Real Estate companies →
About WESTERN ALLIANCE BANCORPORATION
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including demand deposit, checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; treasury management products and services to small and middle-market businesses, specialized banking services to sophisticated commercial institutions and investors; and residential mortgage products and services. It also provides commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multifamily residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multifamily residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company offers other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, funds transfer and other digital payment offerings, lock box services, courier, and cash management services. Further, the company holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and certain real estate loans and related securities. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.
FAQ
Is WAL financially healthy?
WESTERN ALLIANCE BANCORPORATION's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does WAL pay a dividend, and is it safe?
Yes. WESTERN ALLIANCE BANCORPORATION pays a dividend yielding about 1.99% with a None payout ratio, rated “no dividend” for safety.
How profitable is WAL?
In FY2025, WESTERN ALLIANCE BANCORPORATION had a net margin of 713.5% and a return on equity of 12.2%.
Is WAL overvalued or undervalued?
WESTERN ALLIANCE BANCORPORATION trades at about 9.5× trailing earnings — below its 10-year norm (10-year range 7.8×–19.8×, median 11.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for WAL?
The average Wall-Street price target for WESTERN ALLIANCE BANCORPORATION is $89.73, about 8.6% above the recent price, from 15 analysts (consensus: buy).
Is WAL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on WESTERN ALLIANCE BANCORPORATION: a Piotroski F-score of 4/9, a P/E of about 9.2×, a dividend yield of 1.99%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.