Stocktoria
WASHINGTON TRUST BANCORP INC WASH
WASHINGTON TRUST BANCORP INC (WASH) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 6.47% (safety: stretched). FY2025 revenue was $229.0M at a 22.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| WASH | WASHINGTON TRUST BANCORP INC | 5/9 | — | 12.8 | +127.6% |
| COFS | CHOICEONE FINANCIAL SERVICES INC | 4/9 | — | 17.5 | +63.6% |
| WTFC | WINTRUST FINANCIAL CORP | 4/9 | — | 12.9 | +5.9% |
| ACNB | ACNB CORP | 5/9 | — | 16.7 | +45.1% |
| FMNB | FARMERS NATIONAL BANC CORP /OH/ | 6/9 | — | 16 | +3.9% |
| COLB | COLUMBIA BANKING SYSTEM, INC. | 3/9 | — | 16.9 | +18.8% |
| CFFI | C & F FINANCIAL CORP | 5/9 | — | 10.5 | +10.6% |
All Finance, Insurance & Real Estate companies →
About WASHINGTON TRUST BANCORP INC
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.
FAQ
Is WASH financially healthy?
WASHINGTON TRUST BANCORP INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does WASH pay a dividend, and is it safe?
Yes. WASHINGTON TRUST BANCORP INC pays a dividend yielding about 6.47% with a 82.9% payout ratio, rated “stretched” for safety.
How profitable is WASH?
In FY2025, WASHINGTON TRUST BANCORP INC had a net margin of 22.8% and a return on equity of 9.6%.
Is WASH overvalued or undervalued?
WASHINGTON TRUST BANCORP INC trades at about 14.5× trailing earnings — above its 10-year norm (10-year range 9.9×–20.4×, median 13.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for WASH?
The average Wall-Street price target for WASHINGTON TRUST BANCORP INC is $33.50, about 14.8% below the recent price, from 4 analysts (consensus: buy).
Is WASH a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on WASHINGTON TRUST BANCORP INC: a Piotroski F-score of 5/9, a P/E of about 12.8×, a dividend yield of 6.47%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.