Stocktoria
WILSON BANK HOLDING CO WBHC
WILSON BANK HOLDING CO (WBHC) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 0.05% (safety: safe). FY2025 revenue was $357.5M at a 21.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1130 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| WBHC | WILSON BANK HOLDING CO | 6/9 | — | 243.5 | +14.2% |
| FULT | FULTON FINANCIAL CORP | 3/9 | — | 11.8 | -6.5% |
| HAFC | HANMI FINANCIAL CORP | 6/9 | — | 12.8 | +15.3% |
| NBTB | NBT BANCORP INC | 4/9 | — | 15.2 | +10.4% |
| TBBK | Bancorp, Inc. | 5/9 | — | 11.4 | +20.8% |
| CHCO | CITY HOLDING CO | 6/9 | — | 14.5 | +3.2% |
| ZION | ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ | 6/9 | — | 10.9 | +3.6% |
All Finance, Insurance & Real Estate companies →
About WILSON BANK HOLDING CO
Wilson Bank Holding Company operates as the bank holding company for Wilson Bank and Trust that provides various banking services to consumers, professionals, small businesses, and municipalities in the United States. The company offers checking, savings, noninterest-bearing checking, interest-bearing checking, and money market deposit accounts, as well as certificates of deposit. It also provides loans for consumer, commercial, and real estate purposes; home equity lines of credit and deposit products; investment, trust, and insurance services; and custodial and brokerage services. Wilson Bank Holding Company was founded in 1987 and is headquartered in Lebanon, Tennessee.
FAQ
Is WBHC financially healthy?
WILSON BANK HOLDING CO's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does WBHC pay a dividend, and is it safe?
Yes. WILSON BANK HOLDING CO pays a dividend yielding about 0.05% with a 11.0% payout ratio, rated “safe” for safety.
How profitable is WBHC?
In FY2025, WILSON BANK HOLDING CO had a net margin of 21.2% and a return on equity of 13.0%.
Is WBHC overvalued or undervalued?
WILSON BANK HOLDING CO trades at about 87.9× trailing earnings — above its 10-year norm (10-year range 5.6×–36.6×, median 8.3×). Stocktoria reports the data, not buy/sell advice.
Is WBHC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on WILSON BANK HOLDING CO: a Piotroski F-score of 6/9, a P/E of about 243.5×, a dividend yield of 0.05%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.