Stocktoria

WILSON BANK HOLDING CO WBHC

OTC · stock · National Commercial Banks · website · IPO 2004-03-29

WILSON BANK HOLDING CO statistics & valuation

P / E243.5×
P / S51.6×
P / B31.7×
P / FCF213.7×
Net margin21.2%
FCF margin24.1%
Net cash$357.3M
Enterprise value USD$18.1B
Graham number -85.1%$82.13

Market cap as of 2026-07-01. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($82.13); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
28.70% 19.50% 18.10% 21.20% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.50% 8.80% 11.00% 10.70% 10.10% 11.90% 14.70% 11.40% 11.80% 13.00% 2016201720182019202020212022202320242025
Shares outstanding
10.3M 10.5M 10.6M 10.8M 11.0M 11.2M 11.5M 11.7M 11.9M 12.1M 2016201720182019202020212022202320242025
Net debt ($)
-$244.9M -$238.2M -$357.3M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.20% 1.00% 1.30% 1.30% 1.10% 1.20% 1.20% 1.00% 1.10% 1.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
36.90% 32.50% 18.70% 24.10% 2016201720182019202020212022202320242025
Debt / equity (×)
0.02× 0.02× 0.02× 2016201720182019202020212022202320242025
EPS ($)
$2.49 $2.26 $3.08 $3.35 $3.51 $4.43 $4.65 $4.20 $4.78 $6.26 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

WILSON BANK HOLDING CO trades at about 87.9× earnings — above its 10-year norm (10-year range 5.6×–36.6×, median 8.3×).

5.6× 87.9×

Shaded band = 10-year range (5.6×–36.6×); dot = today's 87.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin21.2%18.1%19.5%28.7%
FCF margin24.1%18.7%32.5%36.9%
Return on assets1.3%1.1%1.0%1.2%1.2%1.1%1.3%1.3%1.0%1.2%
Return on equity13.0%11.8%11.4%14.7%11.9%10.1%10.7%11.0%8.8%10.5%
Debt / equity0.02×0.02×0.02×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.