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WORLD ACCEPTANCE CORP WRLD
WORLD ACCEPTANCE CORP (WRLD) earns a Piotroski F-score of 4/9 (mixed financial health). It does not currently pay a dividend. FY2026 revenue was $585.2M at a 5.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| WRLD | WORLD ACCEPTANCE CORP | 4/9 | — | 23.2 | +3.7% |
| RM | Regional Management Corp. | 4/9 | — | 8.5 | +9.7% |
| LPRO | Open Lending Corp | 6/9 | 0.56 | — | +288% |
| ATLC | Atlanticus Holdings Corp | 3/9 | — | 13.7 | +50.1% |
| CACC | CREDIT ACCEPTANCE CORP | 6/9 | — | 15.5 | +7.2% |
| ENVA | Enova International, Inc. | 6/9 | — | 18.6 | +18.6% |
| AFRM | Affirm Holdings, Inc. | 5/9 | — | 510.1 | +38.8% |
All Finance, Insurance & Real Estate companies →
About WORLD ACCEPTANCE CORP
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
FAQ
Is WRLD financially healthy?
WORLD ACCEPTANCE CORP's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does WRLD pay a dividend?
No, WORLD ACCEPTANCE CORP does not currently pay a dividend.
How profitable is WRLD?
In FY2026, WORLD ACCEPTANCE CORP had a net margin of 5.9% and a return on equity of 9.9%.
Is WRLD overvalued or undervalued?
WORLD ACCEPTANCE CORP trades at about 27.6× trailing earnings — above its 10-year norm (10-year range 6.3×–32.1×, median 19.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for WRLD?
The average Wall-Street price target for WORLD ACCEPTANCE CORP is $141.00, about 25.7% below the recent price, from 1 analysts.
Is WRLD a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on WORLD ACCEPTANCE CORP: a Piotroski F-score of 4/9, a P/E of about 23.2×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-03-31. Facts plus Stocktoria's own computed scores — not investment advice.