Stocktoria
Waterstone Financial, Inc. WSBF
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered · website · IPO 2005-10-05
Waterstone Financial, Inc. financials (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Interest expense | — | — | $49.0M | $13.3M | $14.4M |
| Income tax | $7.0M | $5.3M | $1.7M | $5.0M | $21.3M |
| Net income | $26.4M | $18.7M | $9.4M | $19.5M | $70.8M |
| EPS (diluted) | $1.48 | $1.01 | $0.46 | $0.89 | $2.96 |
| Operating cash flow | $24.2M | $48.1M | -$27.6M | $206.7M | $142.0M |
| Free cash flow | $23.0M | $47.0M | -$28.3M | $206.0M | $141.2M |
| Total assets | $2.3B | $2.2B | $2.2B | $2.0B | $2.2B |
| Total liabilities | $1.9B | $1.9B | $1.9B | $1.7B | $1.8B |
| Shareholders' equity | $349.4M | $339.1M | $344.1M | $370.5M | $432.8M |
Source: SEC EDGAR filings · CIK 0001569994 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.