Stocktoria
Winchester Bancorp, Inc./MD/ WSBK
Nasdaq · XNAS · stock · Savings Institutions, Not Federally Chartered · IPO 2025-05-02
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2/9
Piotroski F — financial health
—
Altman Z″ — distress risk
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Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 |
|---|---|---|
| Financials | ||
| Net income | -$874,000 | $786,000 |
| Operating cash flow | $2.5M | $231,000 |
| Total assets | $949.4M | $853.0M |
| Total liabilities | $834.0M | $772.7M |
| Shareholders' equity | $115.4M | $80.3M |
| Ratios | ||
| Return on assets | -0.1% | 0.1% |
| Return on equity | -0.8% | 1.0% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 31,000 | $393,700 |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0002047235 · as of 2025-06-30. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.