Stocktoria
Western Union CO WU
Western Union CO (WU) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 13.62% (safety: stretched). FY2025 revenue was $4.1B at a 12.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-01-27 | Cantor Fitzgerald | Underweight (init) |
| 2026-01-02 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2025-11-10 | UBS | Neutral (main) |
| 2025-11-10 | Susquehanna | Neutral (main) |
| 2025-10-22 | Citigroup | Neutral (init) |
| 2025-10-01 | Keefe, Bruyette & Woods | Market Perform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| WU | Western Union CO | 5/9 | — | 4.5 | -3.8% |
| FOUR | Shift4 Payments, Inc. | 6/9 | 1.05 | 31.8 | +25.5% |
| AKAM | AKAMAI TECHNOLOGIES INC | 5/9 | 2.86 | 36.4 | +5.4% |
| CPAY | CORPAY, INC. | 5/9 | 1.88 | 20.3 | +13.9% |
| ADV | Advantage Solutions Inc. | 5/9 | -2.13 | — | -0.7% |
| RBA | RB GLOBAL INC. | 6/9 | 1.78 | 71.3 | +7.2% |
| CSGP | COSTAR GROUP, INC. | 5/9 | 5.59 | — | +18.7% |
About Western Union CO
The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.
FAQ
Is WU financially healthy?
Western Union CO's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does WU pay a dividend, and is it safe?
Yes. Western Union CO pays a dividend yielding about 13.62% with a 61.8% payout ratio, rated “stretched” for safety.
How profitable is WU?
In FY2025, Western Union CO had a net margin of 12.3% and a return on equity of 52.2%.
Is WU overvalued or undervalued?
Western Union CO trades at about 4.7× trailing earnings — below its 10-year norm (10-year range 3.8×–38.4×, median 9.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for WU?
The average Wall-Street price target for Western Union CO is $9.08, about 27.1% above the recent price, from 13 analysts (consensus: underperform).
Is WU a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Western Union CO: a Piotroski F-score of 5/9, a P/E of about 4.5×, a dividend yield of 13.62%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.