Stocktoria

Western Union CO WU

NYSE · stock · Services-Business Services, NEC · website · IPO 2006-09-20

Western Union CO statistics & valuation

Market cap$2.3B
P / E4.5×
P / S0.6×
P / B2.4×
P / FCF4.5×
Dividend yield13.62%
Net margin12.3%
Return on equity52.2%
FCF margin12.5%
Net debt$1.7B
Net debt / EBITDA2.1×
Enterprise value USD$3.9B
EV / EBITDA4.9×
Earnings yield EBIT/EV19.3%
Graham number +40%$10.00

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($10.00); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
4.70% -10.10% 15.20% 20.00% 15.40% 15.90% 20.30% 14.40% 22.20% 12.30% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
9.00% 8.60% 20.10% 17.60% 20.00% 22.10% 19.80% 18.80% 17.20% 18.70% 2016201720182019202020212022202320242025
Return on equity (%)
28.10% 398.90% 226.60% 190.60% 130.70% 96.40% 52.20% 2016201720182019202020212022202320242025
Shares outstanding
493.5M 467.9M 454.4M 430.9M 415.2M 408.9M 388.4M 371.8M 341.1M 327.6M 2016201720182019202020212022202320242025
Net debt ($)
$1.54B $1.16B $881.4M $1.48B $1.65B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
2.70% -6.00% 9.50% 12.10% 7.80% 9.10% 10.70% 7.60% 11.20% 6.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
17.90% 12.20% 12.20% 16.40% 17.40% 19.90% 12.30% 17.40% 8.80% 12.50% 2016201720182019202020212022202320242025
Debt / equity (×)
7.73× 5.13× 4.49× 3.04× 3.01× 2016201720182019202020212022202320242025
EPS ($)
$0.51 -$1.19 $1.87 $2.46 $1.79 $1.97 $2.34 $1.68 $2.74 $1.52 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Western Union CO trades at about 4.7× earnings — below its 10-year norm (10-year range 3.8×–38.4×, median 9.8×).

3.8× 38.4×

Shaded band = 10-year range (3.8×–38.4×); dot = today's 4.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin18.7%17.2%18.8%19.8%22.1%20.0%17.6%20.1%8.6%9.0%
Net margin12.3%22.2%14.4%20.3%15.9%15.4%20.0%15.2%-10.1%4.7%
FCF margin12.5%8.8%17.4%12.3%19.9%17.4%16.4%12.2%12.2%17.9%
Return on assets6.0%11.2%7.6%10.7%9.1%7.8%12.1%9.5%-6.0%2.7%
Return on equity52.2%96.4%130.7%190.6%226.6%398.9%-2679.2%-275.0%113.4%28.1%
Debt / equity3.01×3.04×4.49×5.13×7.73×—————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.