Stocktoria
X Financial XYF
NYSE · XNYS · stock · Finance Services · website · IPO 2018-09-19
X Financial statistics & valuation
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Operating margin | 21.3% | 31.9% | 29.9% | 30.4% | 36.2% |
| Net margin | 19.2% | 26.2% | 24.6% | 22.8% | 22.8% |
| FCF margin | 18.9% | 25.7% | 16.7% | 8.9% | 12.3% |
| Return on assets | 10.0% | 13.0% | 10.2% | 9.2% | 11.2% |
| Return on equity | 18.7% | 21.2% | 20.3% | 17.1% | 20.8% |
| Revenue growth | 35.8% | 18.6% | 31.3% | -9.2% | 69.3% |
Source: SEC EDGAR filings · CIK 0001725033 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.