Stocktoria
Exzeo Group, Inc. XZO
Exzeo Group, Inc. (XZO) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend. FY2025 revenue was $217.0M at a 38.1% net margin.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.694 |
| Retained earnings / assets | 0.073 |
| EBIT / assets | 0.305 |
| Equity / liabilities | 2.716 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| XZO | Exzeo Group, Inc. | 5/9 | 9.69 | 14.5 | +62% |
| UPLD | Upland Software, Inc. | 5/9 | -5.43 | — | -21.1% |
| PDFS | PDF SOLUTIONS INC | 3/9 | 2.73 | — | +22% |
| IIIV | i3 Verticals, Inc. | 5/9 | 5.84 | 33.3 | +11.5% |
| MYPS | PLAYSTUDIOS, Inc. | 4/9 | 4.65 | — | -18.8% |
| GCL | GCL Global Holdings Ltd | 5/9 | 2.01 | — | +68.2% |
| WEAV | Weave Communications, Inc. | 5/9 | -4.66 | — | +17% |
About Exzeo Group, Inc.
Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. It serves property and casualty insurance industry. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.
FAQ
Is XZO financially healthy?
Exzeo Group, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does XZO pay a dividend?
No, Exzeo Group, Inc. does not currently pay a dividend.
How profitable is XZO?
In FY2025, Exzeo Group, Inc. had a net margin of 38.1% and a return on equity of 32.6%.
What is XZO's P/E ratio?
Exzeo Group, Inc.'s trailing price-to-earnings (P/E) ratio is about 14.5×, based on its latest annual earnings.
What is the analyst price target for XZO?
The average Wall-Street price target for Exzeo Group, Inc. is $26.00, about 69.4% above the recent price, from 2 analysts.
Is XZO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Exzeo Group, Inc.: a Piotroski F-score of 5/9, an Altman Z″ in the safe zone, a P/E of about 14.5×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.