Stocktoria
Yapi ve Kredi Bankasi A.S. YKBNK.IS
Yapi ve Kredi Bankasi A.S. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₺61.58); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Yapi ve Kredi Bankasi A.S. trades at about 6.8× earnings — near its 10-year norm (10-year range 1.5×–8.9×, median 7.4×).
Shaded band = 10-year range (1.5×–8.9×); dot = today's 6.8×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 19.7% | 19.3% | 43.4% | 45.7% |
| FCF margin | -51.6% | 20.3% | 100.7% | 33.4% |
| Return on assets | 1.3% | 1.1% | 3.6% | 4.5% |
| Return on equity | 18.4% | 15.0% | 38.0% | 41.8% |
Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.