Stocktoria
Full Truck Alliance Co. Ltd. YMM
Full Truck Alliance Co. Ltd. (YMM) earns a Piotroski F-score of 4/9 (mixed financial health), with an Altman Z″ in the safe zone. It pays a dividend (safety: safe). FY2025 revenue was $1.8B at a 249.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: 2.88 — elevated (above the −1.78 line — aggressive-accounting signals worth a closer look) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-29 | JP Morgan | Overweight (up) |
| 2026-06-22 | JP Morgan | Neutral (main) |
| 2026-04-01 | JP Morgan | Neutral (up) |
| 2026-01-12 | JP Morgan | Underweight (down) |
| 2025-11-19 | Barclays | Equal-Weight (main) |
| 2025-05-22 | Citigroup | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.456 |
| Retained earnings / assets | -0.158 |
| EBIT / assets | 0.094 |
| Equity / liabilities | 13.285 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| YMM | Full Truck Alliance Co. Ltd. | 4/9 | 17.05 | — | +16% |
| PCTY | Paylocity Holding Corp | 8/9 | 2.15 | 21.1 | +11% |
| ACIW | ACI WORLDWIDE, INC. | 7/9 | 4.45 | 22.1 | +10.4% |
| ESTC | Elastic N.V. | 5/9 | 1.59 | 15.9 | +17.3% |
| U | Unity Software Inc. | 5/9 | -0.19 | — | +2% |
| TDC | TERADATA CORP /DE/ | 7/9 | -2.88 | 23.8 | -5% |
| DT | Dynatrace, Inc. | 5/9 | 3.05 | 77.7 | +18.8% |
About Full Truck Alliance Co. Ltd.
Full Truck Alliance Co. Ltd., together with its subsidiaries, operates a digital freight platform that connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types in the People's Republic of China and Hong Kong. The company offers freight matching services, such as freight listing and brokerage services; and transaction services, as well as various value-added services, such as credit solutions, insurance brokerage, software solutions, electronic toll collection, Intelligent Driving Related Services, and energy services. It also provides technology development and other services. Full Truck Alliance Co. Ltd. was founded in 2011 and is based in Guiyang, China.
FAQ
Is YMM financially healthy?
Full Truck Alliance Co. Ltd.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does YMM pay a dividend, and is it safe?
Yes. Full Truck Alliance Co. Ltd. pays a dividend with a 4.6% payout ratio, rated “safe” for safety.
How profitable is YMM?
In FY2025, Full Truck Alliance Co. Ltd. had a net margin of 249.7% and a return on equity of 76.9%.
What is the analyst price target for YMM?
The average Wall-Street price target for Full Truck Alliance Co. Ltd. is $12.57, about 35.6% above the recent price, from 15 analysts (consensus: strong buy).
Is YMM a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Full Truck Alliance Co. Ltd.: a Piotroski F-score of 4/9, an Altman Z″ in the safe zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.