Stocktoria
Yiren Digital Ltd. YRD
NYSE · stock · Finance Services · website · IPO 2015-12-18
Yiren Digital Ltd. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.7B | $5.8B | $4.9B | $498.0M | $702.7M | $607.2M | $1.2B | $817.5M | $11.5B | $3.2B |
| R&D expense | $58.1M | $56.4M | $21.0M | $151.9M | $208.0M | — | — | — | — | — |
| Operating income | -$849.5M | -$4.2B | -$2.3B | $1.6B | — | — | — | — | — | — |
| Interest expense | — | — | $13.1M | $27.9M | $31.4M | — | — | — | — | — |
| Income tax | -$13.9M | $38.2M | $79.6M | $43.6M | $26.7M | -$12.4M | $34.4M | $28.3M | $58.6M | -$2.0M |
| Net income | $7.8M | $216.8M | $293.0M | $173.2M | $162.1M | -$106.2M | $166.0M | $140.6M | $210.8M | $160.8M |
| EPS (diluted) | $0.04 | $1.24 | $1.64 | $0.99 | $0.95 | $-0.59 | $0.89 | $1.13 | $1.72 | $1.35 |
| Operating cash flow | $100.6M | $195.1M | $305.8M | $268.1M | $24.8M | $43.2M | $39.4M | -$119.3M | $417.5M | $2.1B |
| Free cash flow | $96.9M | $193.8M | $305.2M | $268.0M | $23.3M | $41.1M | $32.5M | -$126.9M | $406.7M | $2.1B |
| Cash & equivalents | $478.8M | $526.3M | $815.7M | $619.4M | $449.5M | $378.5M | $459.4M | $295.1M | $285.4M | $139.5M |
| Total assets | $1.9B | $1.8B | $1.4B | $1.2B | $1.2B | $1.0B | $1.4B | $1.1B | $1.2B | $689.0M |
| Total liabilities | $598.1M | $471.3M | $308.6M | $363.2M | $457.9M | $448.2M | $740.4M | $348.8M | $699.1M | $380.7M |
| Shareholders' equity | $1.3B | $1.3B | $1.1B | $874.4M | $756.6M | $579.0M | $645.0M | $744.8M | $456.5M | $308.2M |
Growth · year-over-year · Revenue CAGR 6.5%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | -1.5% | +18.6% | +883.1% | -29.1% | +15.7% | -50.9% | +51.4% | -92.9% | +256.2% | +1448.6% |
| Net income growth | -96.4% | -26.0% | +69.1% | +6.9% | — | -164.0% | +18.1% | -33.3% | +31.1% | +266.9% |
| EPS growth | -96.4% | -24.3% | +66.0% | +3.9% | — | -166.2% | -21.3% | -34.4% | +27.6% | -50.6% |
| Free cash flow growth | -50.0% | -36.5% | +13.9% | +1047.9% | -43.2% | +26.6% | — | -131.2% | -80.7% | +145.6% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.