StocktoriaZhibao Technology Inc. ZBAO
Nasdaq · XNAS · stock · Insurance Agents, Brokers & Service
Chart by TradingView
2/9
Piotroski F — financial health
-5.62
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Financials | |||
| Revenue | $38.7M | $183.7M | $142.1M |
| Gross profit | $15.9M | $10.3M | $58.6M |
| Operating income | -$7.5M | $1.4M | -$44.6M |
| Net income | -$8.7M | $1.8M | -$43.1M |
| Operating cash flow | -$2.9M | -$524,185 | -$1.1M |
| Free cash flow | — | -$562,178 | — |
| Total assets | $23.8M | $28.7M | $128.0M |
| Total liabilities | $20.4M | $19.9M | $96.6M |
| Shareholders' equity | $3.4M | $8.8M | $31.5M |
| Ratios | |||
| Gross margin | 41.0% | 5.6% | 41.3% |
| Operating margin | -19.3% | 0.8% | -31.4% |
| Net margin | -22.4% | 1.0% | -30.3% |
| FCF margin | — | -0.3% | — |
| Return on assets | -36.3% | 6.3% | -33.7% |
| Return on equity | -251.2% | 20.7% | -137.0% |
| Current ratio | 1.00 | 1.40 | 1.21 |
| Revenue growth | -79.0% | 29.3% | — |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -5.62 (distress)
- Working capital / assets 0.002
- Retained earnings / assets -1.135
- EBIT / assets -0.314
- Equity / liabilities 0.169
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001966750 · as of 2025-06-30. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.